Financing

Financing Options At Lightning Joe’s

TAKE YOUR GUITAR HOME TODAY WITH NO DOWN PAYMENT!*

 

Get a Lightning Joe’s line of credit!*

We offer 0% interest, 6-month financing through Synchrony Bank. Apply today and use your line of credit immediately after approval for any purchases at Lightning Joe’s for $249 and above! We also offer 12-month financing for select Martin and Taylor guitars.

*Subject to credit approval. Minimum monthly payments required. Please call (805) 481-2226 or come into the store for more information.

 

Layaway:

-30 day layaway for any merchandise purchase under $500

-60 day layaway for any merchandise purchase between $500 and $1,000

-90 day layaway for any merchandise purchase above $1,000

No application or credit approval required for layaway!

*Layaway options require a 20% down payment. Monthly payments are encouraged, but not required. If you default on payment, there is a 15% restocking fee applicable to all payments made. No refunds; store credit or exchange only (restocking fee will apply).