Financing Options At Lightning Joe’s
TAKE YOUR GUITAR HOME TODAY WITH NO DOWN PAYMENT!*
Get a Lightning Joe’s line of credit!*
We offer 0% interest, 6-month financing through Synchrony Bank. Apply today and use your line of credit immediately after approval for any purchases at Lightning Joe’s for $249 and above! We also offer 12-month financing for select Martin and Taylor guitars.
*Subject to credit approval. Minimum monthly payments required. Please call (805) 481-2226 or come into the store for more information.
-30 day layaway for any merchandise purchase under $500
-60 day layaway for any merchandise purchase between $500 and $1,000
-90 day layaway for any merchandise purchase above $1,000
No application or credit approval required for layaway!
*Layaway options require a 20% down payment. Monthly payments are encouraged, but not required. If you default on payment, there is a 15% restocking fee applicable to all payments made. No refunds; store credit or exchange only (restocking fee will apply).